Heidi Montag is priceless in 'Just Say No to Plastic' video

Who better than Heidi Montag to advise us on the financial dangers of credit card usage, even for something as important as plastic surgery.

Looking surprisingly hot in Funny or Die's newest consumer protection video, Heidi cautions, "If you're a reality TV star, there's a good chance you'll end up having plastic surgery." She warns that with interest rates, "that $11,000 jawline may cost you $50,000."